Direct Fee
Direct Fee – Agreed with you in advance and paid by you on presentation of our invoice. We will tell you if it is subject to VAT (it usually won’t be)
Fee via Product
Fee via Product – Agreed with you in advance, the same monetary amount as above but paid by deduction from your investment or fund. We will tell you if it is subject to VAT (it usually won’t be)
Commissions
Commissions – For protection products only, set and paid by the product provider and recouped by them through product charges. Clearly disclosed in the product illustration. No VAT
Commissions for protection products are set by the product providers. Comparisons will be shown in our research and fully explained for transparency. Recommendations are made based on what is most suitable for our client.
Our typical initial fee for lump sum investments, a one-off payment of 3% of the sum available for investment. Initial fees are due once a new pension or investment is set up. For our Classic ongoing advice service, we charge 0.5% per annum of the investment balance, taken as part of the product charges and paid direct to us by the provider. For our Platinum ongoing service, we charge 0.75% pa.
We are committed to treating our clients fairly so may alter our normal remuneration levels if we believe it is commercially or otherwise justified.
We will be happy to send you a copy of our Client Agreement on request. It contains full details of our fees and service propositions.
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Lighthouse Platinum Wealth Management Ltd is an appointed representative of Sense Network Limited, which is authorised and regulated by the Financial Conduct Authority. Lighthouse Platinum Wealth Management Ltd is entered on the Financial Services register (www.fca.org.uk/register) under reference number 214128.
Registered Address: Unit 4 Brightwell Barns, Waldringfield Road, Brightwell, Ipswich, IP10 0BJ. Registered in England & Wales, No: 04235587.
The information contained within this website is subject to the UK regulatory regime and therefore restricted to consumers based in the UK.
The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service, please visit www.financial-ombudsman.org.uk.